Topoverse

Tailored Cross-Border Payment Solutions for Enterprises Going Global

We understand the cross-border needs of different industries. With licensed and compliant payment, collection, and currency exchange services, we help enterprises address collection, payment, and FX challenges as they go global.

Cross-Border Fund Flow
CollectionFunds in
FXCurrency conversion
SettlementFunds received

B2B Trade

We address the pain points of cross-border receipts and payments for foreign trade enterprises with compliant, efficient payment processing services:

  • Overseas Procurement Payments

    Supports payments to suppliers and service providers for a wide range of purposes — payment for goods, logistics fees, exhibition fees, overseas advertising, and more — adapting to diverse trade payment needs

  • Overseas Local Collection

    Enables overseas buyers to pay into local accounts, with rapid consolidation of cross-border receipts and FX settlement that improves working-capital efficiency for foreign trade enterprises

  • Multi-Currency FX Management

    Supports conversion among major trade currencies, helping lock in FX costs and reduce exposure to exchange-rate volatility

B2B trade solution scenario

E-Commerce

Our one-stop proceeds collection and FX services are designed for the settlement needs of merchants selling on cross-border e-commerce platforms:

  • Multi-Platform Proceeds Settlement

    Supports the consolidation and settlement of sales proceeds from major cross-border e-commerce platforms, streamlining fund flows across platforms

  • Flexible Multi-Currency Exchange

    Supports on-demand conversion of e-commerce revenue, covering needs from supplier payments to store operations

  • Batch Payment Processing

    Supports batch payments across multiple stores and suppliers, improving finance processing efficiency

Cross-border e-commerce solution scenario

AI & Big Data Going Global

For the cross-border receipt and payment needs of AI compute and big data enterprises, we provide compliant, efficient payment processing services:

  • Cross-Border Compute and Cloud Procurement Payments

    Supports high-value payments for GPU compute, cloud resources, and data center colocation, accommodating usage-based and recurring settlement cycles

  • Digital Services Revenue Settlement

    Supports compliant settlement and consolidation of revenue from API usage, SaaS subscriptions, and other digital services, with rapid FX settlement across multiple currencies

  • Multi-Currency Treasury Management

    Supports unified management of revenue across multiple regions and entities with on-demand conversion, improving global treasury efficiency for enterprises going global

Digital entertainment solution scenario

Digital Entertainment Going Global

For internet companies going global — including gaming, digital entertainment, and multi-channel network (MCN) businesses — we provide settlement services tailored to online revenue:

  • Overseas Game Revenue Settlement

    Supports the consolidation, settlement, and conversion of global game publishing revenue, meeting the global revenue management needs of gaming companies

  • Cross-Border MCN / Livestreaming Settlement

    Designed for revenue settlement in overseas livestreaming and content creation, with support for batch creator commission payouts

  • Flexible Funds Pooling

    Supports unified management of revenue across multiple regions and entities, improving treasury efficiency for enterprises going global

Digital entertainment solution scenario

Cross-Border Enterprise HR

For the overseas workforce payment needs of cross-border enterprises, we provide convenient, compliant payment services:

  • Overseas Employee Payroll

    Supports batch payroll disbursement for employees across multiple countries and regions, accommodating local currencies and settlement requirements

  • Business Travel Expense Payments

    Supports compliant payment of overseas travel and business entertainment expenses, simplifying cross-border expense reimbursement

  • Efficient Batch Processing with Fast Settlement

    Supports batch instruction submission and automated disbursement, improving HR and finance operational efficiency

Cross-border enterprise HR solution scenario

Start Secure, Compliant Cross-Border Payments Management

Committed to providing secure, compliant, and efficient cross-border payment and FX solutions for trading enterprises along the Belt and Road Initiative

The enterprise service portal will be available in a later phase.